Broker Check

Services

How We Work

Our firm specializes in helping individuals and businesses develop sound Insurance and Retirement strategies. Please take a moment to explore our website and the wealth of information that we offer. We offer personalized, hands-on service. We educate our clients , and take the mystery out of Benefits, Insurance, and preparing a plan for your future. 

INDIVIDUAL INSURANCE

Life Insurance

Long Term Care Insurance

Disability Insurance

Medicare Supplement



EMPLOYER GROUP BENEFITS

Medical

Dental

Vision

Life

STD/LTD

Cobra Administration

Voluntary Benefits

Retirement 

LIFETIME INCOME PLANNING

Social Security Maximization

Personal Pension Plans

Retirement Planning

Our Process

DISCOVERY An opportunity for us to learn about you, your business, your goals, objectives, and any obstacles or concerns that you have.


CONSULTATION We evaluate your situation, assess strengths, weaknesses, areas of opportunity, and general ideas for any solutions. We also determine if we are a good fit for each other. 


TAILORED SOLUTION We design and present a specific plan of action tailored to your needs. This will include the solutions and steps recommended to address those needs based on our knowledge and assessment. 


IMPLEMENTATION Our team moves forward implementing the strategy based on the solution that we both agree on. 


MANAGE We execute, service, measure progress, review, and make any necessary adjustments along the way. 

For more information about our firm and the services we offer, or to schedule a complimentary discovery and consultation call today or send us a quick email. We would welcome the opportunity to speak with you.

ray@optimalplanninggroup.com |  772-672-3047